Am I responsible for the injury of another person?

My ex-girlfriend hit someone while driving my car. She would not pay for the medical bills of the person she hit. Am I responsible for this? The person now wants to file for personal injury and I do not want to be dragged in this mess. How should I deal with this?

Share |

Answered By: Law Office of Melvin Franke

Call now: (636) 271-5300

You are, if you negligently entrusted your car to someone who you knew or should have known was a bad driver.

Answer Applies to: Missouri - Replied: 3/12/2012

Answered By: Ford, Howard & Cornett, P.C.

Call now: (256) 546-5432

You are responsible in Alabama for letting your girlfriend drive your car if you are guilty of negligent entrustment. That is, you are responsible if you entrusted your car to someone who you knew or should have known was an incompetent driver. If your girlfriend had a valid driver license and a decent driving record, you should not be liable. If she was driving your car with your permission, your automobile insurance likely covers her for the accident.

Answer Applies to: Alabama - Replied: 3/9/2012

Answered By: Goodman & Goodman PA

Call now: (410) 685-3432

If you have not already done so, you should notify your insurance company immediately. Failure to do so could result in the company declining coverage for this claim.

Answer Applies to: Maryland - Replied: 3/9/2012

Answered By: Chalat Hatten & Koupal PC

Call now: (303) 861-1042

You should contact your auto insurance company promptly for help in defending you against the claims.

Answer Applies to: Colorado - Replied: 3/8/2012

Answered By: Attorney at Law

Call now: (707) 987-9523

You should advise your insurance company of the date and time of the accident and who was driving. If you are not insured, and the accident was caused by your ex- girlfriend, who I assume was driving your car with your permission, you could be held liable for the personal injuries. If that's the case, better get a lawyer!

Answer Applies to: California - Replied: 3/8/2012

Answered By: Hynum Law Office, LLC

Call now: (601) 583-2608

If you have liability insurance on your car, which is required by Mississippi law, your insurance company should take care of that person's medical bills, assuming your ex-girlfriend was at fault, since the insurance usually covers anyone driving the car with your permission. Insurance issues aside, you are generally not liable for the negligence of someone else unless that person is your employee, or something similar, which does not appear to be the case here. Under the limited facts you describe, my opinion is that you would not be liable unless you were negligent in allowing your ex-girlfriend to drive your car. For example if you knew she was intoxicated when you let her drive the car, or if you knew that she was a dangerous driver who should not be on the road you could be held liable for negligent entrustment. If the injured person sues you, my advice is to turn it over to your insurance company if you have insurance, and if you don't have insurance, find a good attorney. My opinion is based on the facts provided in the question and my opinion could change if I was provided with more facts.

Answer Applies to: Mississippi - Replied: 3/8/2012

Answered By: The Law Office of Josh Lamborn, P.C.

Call now: (503) 546-0461

The only ways that you could be held responsible for the negligent acts of your girlfriend under these circumstances are if 1. She is your employee and was driving your car in the course of her employment; or 2. You were somehow negligent in entrusting your vehicle to her (ie: if she was intoxicated or an extremely reckless driver and you knew it). If your girlfriend was a permissive driver of your vehicle, your insurance company may be obligated to pay for her negligence and to defend her, depending on the type of coverage you have and what your contract with them says. Start by talking to your insurance adjuster on the case.

Answer Applies to: Oregon - Replied: 3/8/2012

Answered By: Paul Whitfield and Associates P.A.

Call now: (704) 372-8322

You are liable for damage caused by anyone you let drive your car. turn this over to your insurance company and forget it. That is why you pay for insurance.

Answer Applies to: North Carolina - Replied: 3/8/2012

Answered By: Bernard Huff, Attorney/Mediator

Call now: (317) 542-8540

You should at least consult with a defendant's personal injury lawyer for specific legal advice and direction regarding your potential liability as the owner of the motor vehicle which caused the accident.

Answer Applies to: Indiana - Replied: 3/8/2012

Answered By: Behren Law Firm

Call now: (954) 636-3802

Yes as the owner of the car, you could be responsible. You might want to call your auto insurance company.

Answer Applies to: Florida - Replied: 3/8/2012

Answered By: Rags Beals Seigler Patterson & Gray

Call now: (706) 216-1272

In general you are not responsible for the actions of another unless it can be shown that you should not have entrusted her with your car. For example, if you allowed a 10 year old to drive you would have negligently entrusted your car to the minor and thus be liable. If your friend was known by you to be impaired or otherwise known to be incapable of safe driving you could be liable. However, simply allowing someone to drive your car is not alone enough to create liability against you.

Answer Applies to: Georgia - Replied: 3/8/2012

Answered By: The Law Office of Stephen R. Chesley, LLC

Call now: (718) 569-8738

You should contact your motor vehicle insurance company. Under the insurance policy the medical bills would be covered and they will provide you with a defense for the lawsuit and pay for damages up to the limits of your policy. The policy would cover the owner and driver of the motor vehicle.

Answer Applies to: New York - Replied: 3/8/2012

Answered By: Lennon Miller O'Connor and Bartosiewicz PLC

Call now: (269) 381-8844

You should turn this over to your auto insurance company. On the other hand if you broke the law by allowing someone to operate a motor vehicle titled in your name without proper insurance, you may well have liability.

Answer Applies to: Michigan - Replied: 3/8/2012

Answered By: Dunnings Law Firm

Call now: (517) 487-8222

You owned the car and gave your girlfriend consent to drive it so you are liable. If you had insurance coverage on the car at the time of the accident, contact your insurance agent/carrier.

Answer Applies to: Michigan - Replied: 3/8/2012

Answered By: The Olawale Law Firm

Call now: (614) 772-4177

You may be held responsible based on the theory of vicarious liability or negligent entrustment. If the other party can prove in court that you knew that your girlfriend was an incompetent driver and still gave her the permission to drive your car, then you may be held responsible too. Apart from that, your girlfriend is solely responsible for her own negligence.

Answer Applies to: Ohio - Replied: 3/8/2012

Answered By: Steven Harrell, Attorney at Law

Call now: (478) 987-7065

If your ex-girlfriend was driving you vehicle with your permission, this incident is probably covered under your automobile liability insurance policy.

Answer Applies to: Georgia - Replied: 3/8/2012

Answered By: Andrew T. Velonis, P.C.

Call now: (315) 579-3108

You are legally responsible for the acts of someone driving your car with your permission. If the person she hit was a pedestrian, your no-fault insurance will pay the medical bills. If the injured person was in a car, it is the no-fault carrier for the other car's owner that pays the medical bills. Beyond that, if the other person has suffered a "serious injury" as that term is defined by law, he/she can sue both you and your ex-girlfriend and your liability insurance covers that. In any case, report this to your insurance company right away if you have not already done so.

Answer Applies to: New York - Replied: 3/8/2012

Answered By: James Morris Law

Call now: (716) 855-1118

You are responsible for your girlfriend's operation of your vehicle under section 388 of the New York Vehicle and Traffic Law. I would suggest that you immediately contact your insurance company and advise the company of the accident. If your ex-girlfriend had your permission you are responsible for her negligence as you are the owner of the vehicle. She would also be responsible and she would be covered by your insurance coverage. If the injuries are very serious and you do not have sufficient coverage you may wish to seek independent counsel to protect your interests in the event of a verdict against you over your insurance coverage limits. If the person she hit was a pedestrian your insurance would also pay the medical bills through the no fault provisions of your policy. Your insurance company should provide you defense counsel in the event that you are served a summons and complaint to commence a lawsuit against you. If you are served with papers you should immediately turn those papers over to your insurance company to provide an answer on your behalf.

Answer Applies to: New York - Replied: 3/8/2012

Answered By: Kelaher Law Offices, P.A.

Call now: (407) 841-7698

Report it to your auto insurance company right away. You will be responsible for in Florida we have "dangerous instrumentality" which means you are responsible for any injuries caused by a permissive user of your car.

Answer Applies to: Florida - Replied: 3/8/2012

Answered By: Lombardi Law Firm

Call now: (515) 222-1110

As the owner of a car, in Iowa you are legally responsible for injury and damage permissive drivers cause while driving your car. If you have insurance put your company on notice of the accident.

Answer Applies to: Iowa - Replied: 3/8/2012

Answered By: Law Office of A. R. Appel

Call now: (954) 803-6868

If you have not already reported this claim to your insurance company stop reading and call your insurance company NOW. You loaned her the car and whether you want in or not, you are in this mess. And yes, they can sue you - and they will. Your insurance company is required to provide you with a defense - it's part of your policy. So, as I said, stop reading, pick up the phone and call your insurance company - NOW.

Answer Applies to: Florida - Replied: 3/8/2012

Answered By: Adler Law Group, LLC

Call now: (860) 282-8686

In connecticut an owner of a motor vehicle is just as libel as the the driver if the driver had your permission to use the vehicle. If you have automobile insurance you should let them handle this matter for you.

Answer Applies to: Connecticut - Replied: 3/7/2012

Answered By: Law Offices of David W. Hibbert

Call now: (770) 414-8055

If your girlfriend was know to be a bad driver , then you may be responsible for facilitating her injuring another person by allowing her behind the wheel of your car. This is referred to as negligent entrustment. If a claim is being made against you notify your car insurance company. Your girlfriend will probably be covered by your insurance as a permissive driver. This all assumes your girlfriend was negligent in some way in causing injury to another.

Answer Applies to: Georgia - Replied: 3/7/2012

Answered By: Theodore W. Robinson, P.C.

Call now: (516) 248-6600

Yes, I'm afraid, as the owner of the vehicle involved, you are responsible. That's why we have liability insurance and that's why you may want to restrict the lending of your car to others.

Answer Applies to: New York - Replied: 3/7/2012

Answered By: Downriver Injury and Auto Law

Call now: (734) 307-3800

Turn it into your insurance company or you will pay.

Answer Applies to: Michigan - Replied: 3/7/2012

Answered By: Law Office of Jared Altman

Call now: (914) 737-0200

Just report it to your insurance company and let them handle it.

Answer Applies to: New York - Replied: 3/7/2012

Answered By: Ferguson & Ferguson

Call now: (256) 534-3435

They will probably file suit against both of you. She is responsible, although you loaned her the car. If you have insurance, turn it in. If not, get an attorney. \

Answer Applies to: Alabama - Replied: 3/7/2012

Answered By: Salladay Law Office

Call now: (208) 333-9600

Yes- if you loaned your car to someone and they are in an accident you have some responsibility and can be sued. You need to get an attorney to find out what your liability is.

Answer Applies to: Idaho - Replied: 3/7/2012

Answered By: Law Office of Ronald G. Draper

Call now: (312) 360-9411

Consult with a lawyer if you or girlfriend do not have insurance.

Answer Applies to: Illinois - Replied: 3/7/2012

Answered By: Law Office of Russell D. Gray, PC

Call now: (801) 305-4851

If she was driving the vehicle with your permission your insurance should cover the other person's injuries. Report the accident and the lawsuit to your insurance and they will defend the case.

Answer Applies to: Utah - Replied: 3/7/2012

Answered By: Broad Law Firm, LLC

Call now: (317) 566-2134

Assuming that your girlfriend was driving your car with your permission, then she is likely an insured driver under your insurance policy. If I were in your shoes, I would turn this matter over to your insurance company and let them work it out. That's the reason we pay insurance premiums.

Answer Applies to: Indiana - Replied: 3/7/2012

Answered By: R. D. Kelly Law Firm, P.L.L.C.

Call now: (206) 623-3702

Normally, your insurance company should cover it. Since it was your car, you are probably liable for the negligence of anybody who was driving it with your permission.

Answer Applies to: Washington - Replied: 3/7/2012

Answered By: Pingelton Law Firm

Call now: (573) 449-5091

You're probably not responsible unless you were negligent in letting her drive your car. If you have automobile insurance, let them handle it.

Answer Applies to: Missouri - Replied: 3/7/2012

Answered By: Quitmeier Law Firm, P.C.

Call now:

Generally a person is only liable if they are negligent. So generally the owner who was not driving is not liable unless they did something negligently for instance allowing an unlicensed driver or drunk driver to operate their car.

Answer Applies to: Missouri - Replied: 3/7/2012

Answered By: Ezim Law Firm

Call now: (225) 929-7785

You are not personally liable or responsible but your girlfriend is liable for the injuries caused and medical bills. If you have car insurance, your insurer is responsible for paying this claim should one be filed since your girlfriend was driving your vehicle.

Answer Applies to: Louisiana - Replied: 3/7/2012

Answered By: Law Offices of Tom Patton

Call now: (503) 546-3357

You should notify your insurance company that you loaned your car to your girlfriend, and that she was in an accident. As long as she was a "permissive user" she will be covered by your insurance, and you have no worries.

Answer Applies to: Oregon - Replied: 3/7/2012

Answered By: Kelly A. Broadbent, Esq.

Call now: (508) 438-1198

You should contact your insurance company immediately and report the accident.

Answer Applies to: Massachusetts - Replied: 3/7/2012

Answered By: The Lucky Law Firm, PLC

Call now: (225) 387-5656

Your girlfriend should call her insurance company and report the accident. Additionally, she should turn over her automobile insurance information to the injured party. If she has no automobile insurance, then your insurance company will be responsible.

Answer Applies to: Louisiana - Replied: 3/7/2012

Answered By: Gilbert & Bourke, LLP

Call now: (760) 327-1285

In California, if your girlfriend had permission to drive your car, as the registered owner, you would have statutory liability up to $15,000 if there is one (1) claimant. If you have liability auto insurance, your insurance company should defend you and negotiate a settlement on your behalf.

Answer Applies to: California - Replied: 3/7/2012

Answered By: Paris Blank LLP

Call now: (804) 355-0691

You are probably not liable, but your insurance could be primary for the accident. Make certain that you report the accident to your insurance company and let them handle it.

Answer Applies to: Virginia - Replied: 3/7/2012

Answered By: Bruce Plesser

Call now: (727) 421-9784

Report the accident immediately to your insurance company.

Answer Applies to: Florida - Replied: 3/7/2012

Answered By: Magnuson Lowell P.S.

Call now: (425) 242-4021

Assuming your car was insured, contact your insurance company IMMEDIATELY. They will take care of dealing with this.

Answer Applies to: Washington - Replied: 3/7/2012

Answered By: Austin Law, P.A.

Call now: (913) 814-8854

Your auto insurance carrier may have responsibility. You need to report the accident to your auto insurance carrier. You may have caused yourself to have liability by failing to do so.

Answer Applies to: Kansas - Replied: 3/7/2012

Answered By: Law Offices of Minh C. Wai, P.C.

Call now: (219) 793-9000

Generally your girlfriend will be the one responsible for the injuries caused. In some jurisdictions, a negligent entrustment claim may be brought against you for having negligently entrusted your girlfriend with the vehicle. If you had insurance, your policy of insurance will generally cover you for the damages that are determined in the case. The policy often will require the company to also hire a lawyer to defend you in the case.

Answer Applies to: Indiana - Replied: 3/7/2012

Answered By: The Law Office of Harry E. Hudson, Jr.

Call now: (209) 463-9715

Gf is user of car. She hurt someone. Call your carrier. Get new GF and sue this one for any damages you have to cover.

Answer Applies to: California - Replied: 3/7/2012

Answered By: Ewusiak & Roberts, P.A.

Call now: (727) 724-5796

Call you automobile insurance company right away. They should handle it for you. In Florida, as owner of the vehicle you are responsible for any injuries/damaged caused by anyone who was driving your vehicle with permission. The driver is also responsible. You can sue your ex-girlfriend if her negligence causes you to have to pay money, but you are much better off letting your insurance company deal with the situation. You may also want to contact your ex-girlfriend's auto insurer if she has one.

Answer Applies to: Florida - Replied: 3/7/2012

Answered By: DEAN T. JENNINGS, P.C.

Call now: (712) 256-1400

You are responsible for the injuries that anyone causes - assuming it was her fault.

Answer Applies to: Iowa - Replied: 3/7/2012

Answered By: Michael J. Sgarlat Attorney at Law

Call now: (703) 549-2000

In most jurisdictions if your girl friend was the driver then the injured party will have to sue her. Since it was your vehicle then your insurance carrier is most likely the primary source of coverage. Make sure you alert them to the situation or they may not protect you! In some jurisdictions I understand that they can pursue the owner depending on the circumstances.

Answer Applies to: Virginia - Replied: 3/7/2012

Answered By: Koning & Jilek, P.C.

Call now: (269) 343-1500

Call your insurance company or a lawyer. As owner of the car, you may be responsible.

Answer Applies to: Michigan - Replied: 3/7/2012

Answered By: Klisz Law Office, PLLC

Call now: (313) 402-0853

Turn it over to your auto insurer. Problem solved. If you were uninsured, you need an attorney to represent your interests before and during court proceedings.

Answer Applies to: Michigan - Replied: 3/7/2012

Answered By: Rothstein Law PLLC

Call now: (212) 385-8015

Under New York law, an owner is responsible for the negligence of anyone driving the car with permission. Turn this over to your insurance company.

Answer Applies to: New York - Replied: 3/7/2012

Answered By: Musilli Brennan Associates PLLC

Call now: (586) 778-0900

Yes, potentially. Seek an attorney and immediately inform your insurance carrier.

Answer Applies to: Michigan - Replied: 3/7/2012

Disclaimer: The responses above do not form an attorney-client relationship. These answers may or may not apply to you and should not be relied upon as legal advice. LawQA does not make any representation as to the expertise or qualifications of this attorney. These attorneys may or may not be admitted to state bar of your state.

More Questions on Personal Injury


Speak with an Attorney Today

Ask a Local Attorney

Ask Questions

Ask a local attorney a question for FREE.

Free Answers

FREE answer from a local attorney.

100% Anonymous

Your email is only used to send answers to you.